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Try sending even 10k USD worth of BTC over lightning, see what happens. Any funds you have on lightning sit on a hot wallet, also. Do you want to keep a small fortune hot? I don't. Did you catch that bug recently uncovered and silently fixed where channels could be drained up to 98% capacity? I gu#monero which, you know, just works. It's not Monero thaf's a shitcoin, it's you who's a bit ignorant :) Work on that ignorance and be a bit humble and you will see that both lightning and Monero are good tools in the good fight for financial privacy.
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Sorry, not sure how to link this properly, but I answered someone else regarding LN vs Monero earlier. As always, it's a matter of tradeoffs. I use both, and if merchants accepted both equally, I would end up defaulting to LN to up to about $1000 and anything else Monero. It's not just about LN channel liquidity either, all LN wallets are hot, and I'm only comfortable holding so much in a hot wallet. As Sowell used to say, there are no solutions, only tradeoffs.
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The issue with Monero tradeoff is it will grind to halt once too many people use it. But sure, enjoy while you can! Some problems you mentioned are applicable to Monero as well (e.g. IP address - just use Tor in both cases ffs) or are hugely inflated. The biggest one is the ridiculous idea that merely being offline for too long makes you vulnerable. It doesn't. To steal an attacker must predict with very high probability whether you will be online the following x days, where x is configurable being 14 in many wallets IIRC. The attacker must literally predict the future. But I don't blame you, this idea is spread by even the otherwise smart bitcoiners. Also don't forget that Monero has a bunch of problems. There are serious edge cases that can break privacy and it also historically had a catastrophic cryptographic bug that was luckily caught soon enough. It's correct that there are only tradeoffs, however most people are not properly informed about all of them.
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