1. bip345 introduces 'covenant' a new utxo, non-deterministic utxo, doesn't it? 2. from GitHub and Twitter comments, bip345 behaves too hurry, but 1 month ago the author made a lot of changes with the help of others didn't he? 3. bip345 introduces new features, in terms of security comparisons, any progress over timelock-multi-signature address? And bip345 repeatedly disparages the time-lock protocol(bip65), and claims itself to be the 'perfect ultimate wallet solution', which is too suspicious, isn't it? 4. bip345 needs a watch-tower all the time to look at the on-chain txs, how can an individual do that? Technically(mobile phone) not allowed, time (need work, sleep, vocation) not allowed for an individual, isn't it?